Attend offers Individual Disability Insurance policies. Group Disability Insurance (usually called Group Long-Term Disability Insurance) is only offered directly through your employer. Many physicians purchase Individual Disability Insurance because it is portable (you can take it between jobs), tax-efficient (the benefits are not taxable, unlike with a Group policy), and provides more excellent coverage that is more appropriate for a high-income professional. That said, Attend will always help you understand what Group (employer-sponsored) benefits are available to you and recommend how to coordinate your Individual Disability Insurance coverage with your Group (employer-sponsored) coverage.